What to do after a car accident in the UK

Custom Paintworx · November 12, 2025 · 3 min read · All Posts, Insurance

What To Do After a Car Accident in the UK — A Step-By-Step Guide

Car accidents are stressful, whether it’s a minor bump or a serious collision. Knowing what to do in the moments after an accident can protect your safety, help your insurance claim, and ensure your vehicle is repaired properly by an insurance-approved bodyshop like Custom Paintworx in Derby.

Here’s a simple guide on what to do after a car accident in the UK.


✅ 1. Stop — It’s the Law

No matter how minor the accident may seem, you must stop if you’re involved in a road traffic collision. Failing to stop is an offence under the Road Traffic Act 1988.


✅ 2. Check for Injuries

Check yourself and any passengers for injuries. If anyone is hurt, call 999 immediately.

If the accident involves a pedestrian, cyclist, or another vehicle and someone is injured, you are legally required to report the incident to the police within 24 hours.


✅ 3. Make the Scene Safe

  • Turn on your hazard lights.

  • If safe to do so, move vehicles to the side of the road.

  • If you have a reflective warning triangle, place it approximately 45 metres behind your vehicle (not on motorways).


✅ 4. Exchange Details

By law, you must provide:

  • Your name and address

  • Vehicle registration number

  • Insurance details (if requested)

Also collect details from the other driver:

  • Name, phone number and address

  • Insurance provider and policy number

  • Make, model and colour of vehicle

Tip: Never admit fault at the roadside — let insurers handle that part.


✅ 5. Gather Evidence

The more evidence you have, the easier your claim will be.

Take photos of:

  • All vehicles involved

  • Damage close-up and from a distance

  • Any skid marks, road signs, or hazards

  • The surrounding area (junctions, traffic signals, weather)

If there are witnesses, ask for the name and contact number.


✅ 6. Contact Your Insurance Provider

Report the accident as soon as possible — even if you don’t plan to make a claim.

You are not obligated to use your insurer’s “approved repairer.”
You have the legal right to choose your own bodyshop.

That’s where we come in…


🚗 Get Your Car Repaired by an Insurance-Approved Bodyshop in Derby

At Custom Paintworx, we are:

✅ Insurance-approved
✅ Specialists in body repairs, paintwork, accident damage, and alloy refurbishment
✅ Local to Derby & Derbyshire
✅ Known for high-quality workmanship and fast turnaround times

Instead of waiting weeks for the insurer’s chosen repair centre, you can choose us and get back on the road faster.

👉 Get your free vehicle repair quote here:
➡️ https://custompaintworx.co.uk/vehicle-bodywork-quote-derby/

Simply upload photos of the damage, and we’ll get back to you quickly.


✅ 7. Keep Records

Hold on to any paperwork such as:

  • Repair estimates

  • Invoices

  • Taxi or alternative transport receipts

Your insurer may reimburse you depending on your cover.


Final Thoughts

A car accident can be overwhelming, but knowing what to do helps protect your safety and makes the claims process smoother. Remember:

  • Stop and check everyone is safe

  • Exchange details and gather evidence

  • Contact your insurance provider

  • You can choose your own repair bodyshop

If your vehicle needs repairing, Custom Paintworx is here to help — insurance approved, trusted, and local.

👉 Start your quote now:
➡️ https://custompaintworx.co.uk/vehicle-bodywork-quote-derby/


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